Compensation Plan Rules

Overview

The Legacy International Club (the "Club") referral plan has one reward: AED 100 for each person you refer directly who becomes an active, paying member. There are no levels, no teams, no left or right placement and no rewards on anyone else's referrals. These rules form part of our Terms and Conditions; please also read our Income Disclosure Statement.

These rules alone govern referral rewards, the wallet and withdrawals, and apply over anything in the Terms and Conditions that says otherwise about them, including any reference to a "commission".

Your referral code

Every account receives a personal referral code and a referral link, shown in the member portal and app. When someone opens your link, the code is remembered on their device for 30 days and filled in on the registration form. They can also type the code themselves. Entering a referral code at registration is optional.

Your sponsor

If a person registers with your valid code, you are recorded as their sponsor. A person cannot use their own code, and a code cannot be used in a way that would make two members each other's sponsor.

The sponsor is locked when the new member's membership is activated. After activation it cannot be changed by the member, by the sponsor or on request.

When a reward is earned

You earn a reward of AED 100 when a person you sponsor becomes an active member, that is:

• when our payment provider confirms their payment to us through a verified notification; or
• when we activate their membership manually after receiving payment by another agreed method.

The reward is paid only on a member's first activation, and only if your own membership is active at the moment the person you sponsor is activated. If your membership is not active at that moment, no reward is created for that activation, and it is not paid later, even if your membership becomes active afterwards or a suspension is lifted. A suspended, revoked or pending membership is not active. The reward is credited to your wallet automatically at that moment. No more than one reward is ever created for any member, whatever happens afterwards: a member who is activated again after a refund does not create a second reward. Each reward can be withdrawn 5 days after it is credited to your wallet (that is, from the moment the person you sponsor is activated); until then it counts toward your balance but cannot be withdrawn. The 5 days are meant to cover the referred member's cancellation period, but a reward is reversed whenever that member's payment is refunded or reversed or their membership is revoked or ended at their request, even after the 5 days, except for a refund we make, or a membership we end, because we close the membership programme (see "Reversals").

Rewards that are not paid

No reward is paid:

• for your own membership;
• for a membership we grant free of charge (a complimentary membership);
• for a registration that never becomes an active membership;
• for a person activated while your own membership was not active, for example suspended, revoked or pending (it is not paid later, even if the suspension is lifted);
• for referrals made by the people you introduced (there are no levels); or
• where the referral breaks the rules in the "Fair play and abuse" section below.

Your wallet

Your wallet in the portal shows every reward, every amount reserved for a withdrawal, every completed withdrawal and every reversal, with dates. Your balance is the total of these entries. It can become negative after a reversal (see "Reversals" below). Rewards do not earn interest and cannot be transferred to another member. Your available balance is your balance minus rewards that are less than 5 days old. If you ask us to delete your account, no balance can be withdrawn after the deletion, so we suggest you withdraw your withdrawable balance before you ask. The same applies if you end your membership: withdraw your withdrawable balance first, because once the membership has ended the balance can no longer be paid out, including any amount below the minimum withdrawal and any reward still on hold. The same applies if you ask for a refund: withdraw your withdrawable balance first, because after the refund it cannot be paid out unless you buy a new membership and it is activated.

Withdrawal rules

You can ask to withdraw your balance by bank transfer, under these rules:

• you must hold an active membership when you make the request;
• you must first save payout details: the account holder name, the bank name and a UAE IBAN for an account in your name;
• the minimum withdrawal is AED 200;
• withdrawals are made in multiples of AED 100 (for example AED 200, AED 300, AED 400), up to your available balance;
• you must confirm it is you with a code sent to your phone before you save payout details or request a withdrawal;
• you cannot request a withdrawal within 24 hours after adding a bank account or changing its IBAN, or within 24 hours after a phone number is added to or changed on your account, and you cannot add or change an IBAN during that last period; we may lift the phone pause early after confirming the change with you; and
• you can have only one open withdrawal request at a time: a new request can be made once the previous one has been paid or rejected.

When you make a request, the amount is reserved in your wallet at once, so it cannot be requested twice. The request keeps the bank details that were saved at that moment; changing your details later does not change a request already made.

We may pause saving payout details and withdrawal requests while we cannot verify your identity by the means described above, including any period in which phone verification is not available. Your rewards are not affected by a pause: they stay in your wallet under the same rules, and the portal shows when withdrawals are paused.

How withdrawals are processed

Our team reviews each request. An approved request is paid by manual bank transfer from our bank account to yours; there is no automatic payout. When the transfer is made, we record its bank reference and the request is marked paid in your portal. We aim to pay approved requests within 10 business days of approval.

We may reject a request, for example if the bank details are wrong or the account is under review. If a request is rejected, the reserved amount is released back to your balance and we will tell you the reason where we can. We do not charge a fee for withdrawals; your own bank may charge you for receiving a transfer.

Reversals

A reward is reversed if the membership that produced it is refunded, if the referred member's payment is reversed after a payment dispute (chargeback), or if the referred member's membership is revoked or ended at their request (see section 8 of our Terms and Conditions). This does not apply to refunds we make, or memberships we end, because we close the membership programme (see section 8 of our Terms and Conditions). The reversal is recorded in your wallet as a deduction of AED 100.

If you have already withdrawn the reward, your balance may become negative. A negative balance is offset automatically against your future rewards, and you cannot request a withdrawal until your available balance again reaches AED 200. If a membership is revoked for breach of these rules, the reward that membership generated for its sponsor is reversed, and the account may be suspended or revoked.

Fair play and abuse

You must earn rewards honestly. In particular, you must not refer yourself through another account, create or pay for memberships for people who did not choose to join, offer to share or refund your reward to persuade someone to join, or make misleading claims (see our Income Disclosure Statement). If we reasonably suspect abuse, we may withhold withdrawals while we investigate, for up to 30 days, and we will tell you and decide within that time, unless the law or a competent authority requires longer; we may also suspend or revoke the account; when a membership is revoked, the reward it generated for its sponsor is reversed (see "Reversals").

Changes to these rules

We may change these rules for the future. Changes are published on this page with a new "last updated" date and, where they are material, announced to members before they take effect. A reward already credited under the previous rules is not reduced by a later change, except through the reversals described above.

Contact

Questions about rewards or withdrawals: our Contact page. The Arabic version of these rules prevails over this English version.